Prosperia Securities Group Ltd

(U.S. & Global Version)

Prosperia Securities Group Ltd (“Prosperia”) is committed to providing transparent and comprehensive disclosures to help users understand the risks associated with investing in global financial markets. By accessing or using our services, you acknowledge that you have read, understood, and accepted the risks described in this Risk Disclosure Statement.

This disclosure is prepared in accordance with industry guidelines recognized by the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), the Commodity Futures Trading Commission (CFTC), and international regulatory standards applicable to cross-border investment activities.

1. Market Risk

Investing in securities—including equities, ETFs, bonds, or structured products—involves inherent market risks.
Prices may fluctuate based on economic conditions, geopolitical events, interest-rate changes, corporate performance, and other factors outside the control of Prosperia.

Past performance is not indicative of future results.

2. Liquidity Risk

Some securities may have limited liquidity. This means:

• You may not be able to sell an investment at your desired price.
• In extreme conditions, markets may become illiquid, affecting order execution.
• Cross-border markets may experience settlement delays due to differing regulatory and operational frameworks.

Prosperia does not guarantee the liquidity of any specific security.

3. Foreign Exchange & Cross-Border Risk

Investments denominated in foreign currencies may expose you to:

• Currency fluctuations
• Capital controls or regulatory restrictions in local jurisdictions
• Settlement delays due to differences between U.S. and international clearing systems

Returns on foreign investments may rise or fall solely due to exchange-rate movements.

4. Regulatory & Jurisdictional Risk

Prosperia collaborates with licensed financial institutions in Bangladesh to deliver cross-border investment services.
Transactions conducted through foreign partners are subject to:

• Local laws and regulatory decisions
• Market halts or trading suspensions
• Policy changes affecting foreign investor participation

Regulatory changes in either the United States or Bangladesh may affect your ability to trade, withdraw, hold, or transfer securities.

5. Counterparty & Operational Risk

Financial transactions may rely on third-party service providers, including:

• Clearing agencies
• Custodians
• Settlement platforms
• Payment processors
• Technology vendors

System outages, cyber incidents, operational errors, or counterparty failures could delay or disrupt your ability to place orders or access funds.

Prosperia employs strict due-diligence and security measures but cannot eliminate all operational risks.

6. Structured Products & ETF-Linked Investments

Certain investment products, such as:

• ETF-linked investment products
• Market-making–related allocations
• Structured returns or fixed-income baskets may involve additional risks, including:
• Complexity of underlying financial instruments
• Potential loss of principal
• Model or hedging failure by the issuing or market-making institution
• Liquidity constraints during extreme market volatility

You should assess whether such products are appropriate for your investment experience and risk tolerance.

7. No Guaranteed Returns

Prosperia does not guarantee any form of:

• Fixed returns
• Principal protection
• Profit generation
• Guaranteed performance of any investment strategy

All investments carry the possibility of loss, including total loss of the invested amount.

8. Technology & Cybersecurity Risk

Use of digital platforms and online trading systems involves risks such as:

• System congestion
• Network interruptions
• Cyberattacks
• Unauthorized account access

Prosperia maintains high-level security protocols, but no system is entirely immune to technical disruptions.

9. Customer Responsibility

Before investing, customers are responsible for:

• Understanding the risks associated with each product
• Ensuring that investment choices align with personal financial goals and risk tolerance
• Providing accurate, updated personal and financial information
• Reviewing transaction records and promptly reporting discrepancies
• Seeking independent financial advice is encouraged where necessary.

10. Limitation of Liability

Prosperia shall not be liable for losses arising from:

• Market volatility
• Currency fluctuations
• Regulatory actions
• System outages or technical failures
• Actions of partner institutions, exchanges, or custodians
• Customer negligence or unauthorized account access

Using Prosperia’s platform signifies acceptance of these limitations.